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Mortgage Rates

This site is designed to give you an instant snapshot of what the current mortgage rates are in the United States.  Keep in mind that these rates are for borrowers with good credit.  Those with bad credit may not qualify for a mortgage. 

30 Year Conventional Rates from USAA: Updated 9 Jan 10.

 

Interest Rate APR Points
4.375% 4.796% 3.625
4.500% 4.879% 3.125
4.625% 4.950% 2.500
4.750% 4.998% 1.625
4.875% 5.057% 0.875
5.000% 5.138% 0.375
5.125% 5.219% -0.125
5.250% 5.271% -1.000
5.375% 5.395% -1.625
5.500% 5.520% -2.125

Rates are for those with a very good credit rating and are subject to change.  



 

Below you'll find the Mortgage Rates for loans made by a small bank in Missouri

Revised: Sunday, January 10, 2010

Rate indications for loans over $100,000; 30 day lock period:

Mortgage Loans Interest Rate APR* Points
30 Year FIXED Conv. (to $417.00k) 5.250 5.290 0
15 Year FIXED Conv. (to $417.00k) 4.750 4.810 0
JUMBO 30 Year up to $1,000,000 6.125 6.190 0
Rural Development 5.375 5.320 0
FHA/VA 30 year fixed 5.250 5.440 0
FHA/VA 15 year fixed 5.000 5.320 0


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